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Money Market and N.O.W. Accounts

Money Market Accounts

Delivering higher interest rates than traditional savings accounts without many of the risks associated with many stock funds, money market accounts are often a good saving and money management solution. The Savings Bank offers both a Money Market Account and a SmartMarket Money Market Account.

Both have these benefits:

  • Tiered interest
  • Monthly imaged statements
  • Direct deposit
  • Free online banking*
  • Free online bill pay*
  • 24 hour telephone banking*

* No monthly service fee

SmartMarket Money Market Accounts

For: Individuals/Businesses/No Public Funds

Minimum Opening Deposit: $2,500
Tiered Interest: Call 1-800-582-2265 for current rates
Monthly Fee: $5.00 fee if account falls below $1,000, and $20.00 fee for each debit over 6 per month
Unlimited Check/Withdrawals: Limit of 6 fee-free debit transactions per statement cycle
ATM Card/Debit Card: No Minimum Monthly Balance: $1,000

The Savings Bank N.O.W. Account

Designed to help you make the most of every dollar, N.O.W. accounts pay you interest on your balance and allow you to have access to your money with checks. Here are some of the other benefits:

For: Individuals/Nonprofit/Public Fund/Sole Proprietorships 

  • Monthly check imaged statements
  • Direct deposit
  • Debit card access Visa®
  • Free Online banking*
  • Free Bill Pay*
  • Tiered interest - Call 1-800-582-2265 for current rate information

* No monthly service charge

Minimum Opening Deposit: $1,000
Interest Bearing: Yes
Monthly Fee: $1.00 per month ($5.00 if account balance falls below $1,000)
Unlimited Check/Withdrawals: Yes
ATM Card/Debit Card: Visa®
Minimum Monthly Balance: $1,000

Super N.O.W.

For: Individuals/Nonprofit/Public Fund/Sole Proprietorships

Minimum Opening Deposit: $2,500
Tiered Interest: Call 1-800-582-2265 for current rate information
Check Image Statement
Free Online Banking*
Free Bill Pay*
Interest Bearing: Yes
Monthly Fee: $1.00 ($5.00 if account balance falls below $2,500)
Unlimited Check/Withdrawals: Yes
ATM Card/Debit Card: Debit Card Visa®
Minimum Monthly Balance: $2,500

* No monthly service charge