Business Loans

The SmartBanking Business Loans are tailored to support the success of your businesses. Use our business loans to purchase equipment, restructure debt or provide cash flow. We can structure the loan to fit the your business, considering repayment terms, seasonality and other fluctuations in your operations.

The SmartBanking Business Loan Advantages

  • Flexible terms to meet your needs
  • Competitive rates and terms
  • Loans serviced by The Savings Bank
  • Local decision making allows for a timely response to your request

Commercial Real Estate Loans and Capital Improvement Loans

  • Loans for the construction, purchase or refinance of commercial real estate
  • Loan proceeds used to finance the required investment in facilities and equipment due to growth of the business

Operating Loans and Lines of Credit

  • Operating loans can be used for financing unexpected short-term operating requirements
  • Lines of credit can be established to meet the ongoing cash flow needs of the business cycle

If you would like to apply for a business loan today or if you would like to discuss your options with a Loan Officer, please visit our Main Branch in Circleville or our Downtown Branch in Ashville, or contact us at (740) 474-3191 or 1-800-582-2265.

Mortgages | Equity | Consumer | Business